Bob Richardson Tools & Fasteners Ltd is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 918166.

Bob Richardson Tools & Fasteners Ltd offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

Credit is provided subject to affordability, age and status. Minimum spend applies.